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Ria Zapanta is an accomplished Research Manager in Financial Inclusion at Innovations for Poverty Action, where responsibilities include managing research projects on digital payments and collaborating with the Gates Foundation on new research initiatives. Previously, Ria served as a Consultant at the World Bank Group, overseeing COVID-19 Household Surveys and leading monitoring and evaluation for the Conditional Cash Transfer Program. Ria also held various positions at the National Economic and Development Authority in the Philippines, contributing significantly to policy planning and economic analysis. Educational credentials include a Master of Arts in Public Policy from the Harris School of Public Policy at the University of Chicago, a Master of Science in Economics and Development Economics from the University of Nottingham, and a Bachelor of Science in Business Economics from the University of the Philippines.