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Vikas Chaturvedi is a seasoned professional in credit risk management and agricultural finance, currently serving as Regional Credit Manager for Farmer Producer Companies at AU Small Finance Bank since October 2022. With a robust background at YES BANK as Senior Manager in Credit Risk Management and previous roles including Credit Manager at HDFC Bank, Vikas has extensive experience in credit adjudication, asset quality management, and underwriting in the agri-finance sector. Vikas began career at BASIX, focusing on financial inclusion and entrepreneurship development among smallholder farmers, and has also worked in supply chain management and sales promotion in previous roles. Vikas holds advanced academic degrees in management and agribusiness, complementing practical experience with a B.Sc. in Agriculture.