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Aye Mon Mon Htay currently serves as the Business Architecture & Transformation Manager at Wave Money, following experience as the Senior Digital Financial Services and Special Project Manager at Microfinance Delta International Company and various managerial roles at Yoma Bank focused on sustainability, ESG, and digital transformation. Prior to these positions, Aye Mon Mon Htay worked as an Engineer at SingTel, where significant achievements included multimedia messaging service deployments and data analytics platform implementations. Aye Mon Mon Htay's academic background includes a Bachelor of Commerce from Murdoch University and certifications in SME Lending from Frankfurt School of Finance & Management, complemented by technical education in Information Communication Technology and Electronic Engineering.