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Tina Unterlaender serves as Sr. Director of Product Management and Innovation at VW Credit, Inc., where leadership encompasses core financial services products for Volkswagen Group, including Leasing, Mobility, and Payments. In addition, Tina holds the position of President at VW Payments LLC, overseeing the payments business for multiple brands including Audi and Lamborghini. Prior roles include Head of Operations at Volkswagen Group of America Innovation and Engineering Center California, where management extended to a team of scientists and engineers focused on next-generation technologies, and various strategic positions at AKQA, where significant innovations and product developments were led. Tina's educational background includes executive education in Finance and Accounting from Stanford Graduate School of Business and a Bachelor of Arts in Business Administration with a focus on International Business from Ravensburg University.