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Patrick Gardner is a Principal at Vellum Mortgage, Inc. with a mission to provide transparency in the loan process. Patrick has a background in finance and has held executive positions in various mortgage companies, including Eastern Ridge School, WashingtonFirst Mortgage, Atlantic Coast Mortgage, and First Savings Mortgage Corp. Prior to that, Patrick worked as a Senior Loan Officer at George Mason Mortgage Corp and as a Financial Analyst at SRA International, Inc. Patrick holds an MBA in Entrepreneurship and Strategy from the University of Maryland and a BA in Finance and Economics from James Madison University.