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Vincent Apadula Jr. is a seasoned risk management professional with extensive experience in third-party risk analysis and management. Currently serving as a Senior Enterprise Risk Manager at Vanguard Charitable, Vincent has previously held key roles at TD Bank US Holding Company as Supplier Risk Manager, overseeing training and contract negotiations, and at American Financial Resources as Vice President of Client Services, where Vincent launched a counterparty approval and monitoring department. With a background in operational risk analysis at Ally Financial and GMAC Bank, alongside leadership experience in skill development and customer service, Vincent's career is backed by a Bachelor of Science degree in Finance and Marketing from West Chester University of Pennsylvania.