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Naveen Kumar is an experienced professional currently working as an Area Credit Manager at Ujjivan Small Finance Bank, specializing in Affordable Housing. With a background in personal loans and a strong track record in credit management, Naveen has held similar roles at Tata Capital Financial Services Ltd and IndusInd Bank. Additionally, Naveen has experience as a Team Leader at Serco and in leadership roles at SURVIN INDIA PVT LTD and BARCLAYS FINANCE. Naveen holds an MBA in Finance and Marketing from Swami Vivekananda Subharti University, as well as a B.A. in Political Science Hons from Delhi University.