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Resia Pelo is an experienced quantitative analyst and manager with extensive expertise in credit risk analytics and modelling. Currently serving as a Manager at True North Partners since April 2022, Resia specializes in IFRS9/Provisions modelling and collaborates closely with clients to address their specific business needs. Prior roles include Senior Quantitative Analyst at FNB South Africa, where responsibilities focused on developing robust models for measuring credit risk within regulatory frameworks, and a long tenure at Nedbank that involved designing and maintaining critical statistical credit risk models. Resia's career began as a Risk Analyst at Discovery Limited, with a focus on pricing Group Schemes and assessing risk exposures. Resia holds a B.Com degree in Quantitative Management, Decision Sciences from the University of South Africa.