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Mohamed El Tobgi began their work experience in 2013 as a Junior Accountant Intern at The Advisors Ltd. In 2014, they joined CIB Egypt as a Consumer Credit Policy Officer. Mohamed then went on to complete the Management Associate Development Program (MADP) at CIB Egypt before becoming a certified Credit Analyst through the bank's in-house credit course. Mohamed progressed through various roles within the Global Customer Relation (GCR) - Institutional Banking department at CIB Egypt, starting as a Credit Analyst and advancing to Senior Credit Analyst. In 2022, they joined Trella as the Country Finance Manager for the UAE.

From 2008 to 2012, Mohamed El Tobgi attended The American University in Cairo, where they pursued a Bachelor of Business Administration degree in Finance and Financial Management Services.