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Minal Murkhande is currently the Manager of Portfolio Analytics - Credit Risk at TMX Finance Family of Companies. Previously, Minal worked as a Data Scientist at Globe Life And Accident Insurance Company, focusing on building predictive models for marketing strategies. Minal also has experience as an Analytics Consultant at Smartbridge, a Graduate Research Assistant at Oklahoma State University, an Applications Developer II at Oracle, and a Systems Engineer at Infosys. Minal holds a Bachelor of Engineering in Computer Science from Visvesvaraya Technological University.