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Alexey Goncharenko is an experienced professional in the financial services industry, currently serving as the Head of Credit Programs at Finom, where innovative lending solutions for SMEs are developed. In addition, Alexey is a startup mentor at Tenity and an advisory board member for Lendit, providing expertise in business strategy and risk management. Prior to these roles, Alexey held a principal position at Oliver Wyman for over a decade, managing critical projects related to credit risk, analytics, and digital banking across various regions. Alexey's notable achievements include developing a fully digital SME lending business and leading the creation of advanced credit scoring solutions. Academic qualifications include a Master's degree in Economics and Mathematics from prominent institutions, complemented by executive education from The Wharton School and INSEAD.