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Nikko Caringal is a seasoned professional with extensive experience in risk analytics, data strategy, and reporting. Currently serving as Manager of Risk, Data Analytics & Reporting at Suncorp New Zealand since May 2022, Nikko is responsible for establishing and implementing a Risk Data Strategy across SNZ entities. Previous roles include Portfolio Manager of Reporting & Analytics at UDC Finance Limited and Senior Analyst in Risk Analytics at Westpac New Zealand Limited, where contributions included portfolio management, regulatory reporting, and risk data insights. Additional experience at Inland Revenue NZ and ANZ involved significant responsibilities in analytics support, portfolio reporting, and process improvement initiatives. Nikko holds a Bachelor of Science in Agricultural Economics with a focus on Finance and Cooperatives from the University of the Philippines.