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Ray Vitulli has an extensive work experience in the banking industry spanning over three decades. Ray began their career as a Bank Manager at Charter Bank in 1990 and later moved to Sterling Bank in 1996, where they served as a Market CEO until 2007. In that year, they joined Allegiance Bank as President and eventually became the Chief Executive Officer. Ray currently holds the position of Chief Executive Officer at Stellar Bank, starting in 2023. Throughout their career, they have been a prominent figure in the banking community, serving on the Texas Bankers Association Board.

Ray Vitulli attended The University of Texas at Austin from 1986 to 1990, where they earned a Bachelor of Business Administration (BBA) degree with a focus in Finance.