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Mohamed Hamza RAFIK is a finance professional with extensive experience in foreign exchange sales and market consultancy. Currently serving as Fx Corporate Sales at Société Générale Maroc since March 2020, previous roles include FX Sales for Corporate & Institutional Clients at CREDIT DU MAROC and a junior consultant in financial markets at Avaliance. Early career experiences include internships at Banque Centrale Populaire, focusing on market analysis and oil embargo impacts, along with an academic internship in market dynamics. Educational qualifications include dual master's degrees in Finance from HEM Business School and iaelyon School of Management, along with a bachelor's degree in economics and management from Université Hassan II.