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Andres Doria Fernandez, CFA has extensive work experience in the banking industry. Andres currently serves as the Director of Credit Solutions at Scotiabank Colpatria, a position they have held since May 2022. Prior to this, they worked at Scotiabank Colpatria as the Credit Solutions - Special Accounts Management from December 2020 to April 2022. Before joining Scotiabank Colpatria, Andres worked at Banco Caja Social as a Senior Credit Risk Analyst from October 2017 to December 2020. Andres also gained experience as a Senior Financial Analyst at Banco AV Villas from April 2016 to October 2017.

Andres Doria Fernandez, CFA has a Master's degree in Financial Management from Universidad EAFIT, obtained between 2017 and 2019. Andres also holds a Bachelor's Degree in Economics with a specialization in Finance and Projects from Escuela Colombiana de Ingeniería Julio Garavito, completed between 2009 and 2013. In addition to their academic qualifications, they have obtained various certifications, including a Chartered Financial Analyst (CFA) designation from the CFA Institute in 2022 and a Financial Modeling & Valuation Analyst (FMVA) certification from the Corporate Finance Institute® in 2020.