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Praveen Kumar Paliwal has extensive work experience in the finance and insurance industry. Praveen Kumar started their career in 1997 at Versatile Group of Companies, where they worked in a finance company role. In 1998, they joined Sahara India Financial Corporation Ltd as an RNBC, a role they held until 2003. From 2004 to 2007, Praveen worked at Sahara Housingfina Corporation Ltd as a Regional Head. Praveen Kumar then joined Sahara India Life Insurance in 2007, initially as Head Treasury Operations and later became the Chief Investment Officer. In their most recent role, they were responsible for the Front Office Treasury Functions and managed audits for the company.

Praveen Kumar Paliwal pursued their education starting from 1993 to 1995 at Christian Degree College, where they obtained a Bachelor of Commerce (B.Com.) degree with a focus on Finance and Financial Management Services. Praveen Kumar continued their academic journey by joining the Indian Institute of Advanced Management - Visakhapatnam from 1995 to 1997, where they completed their Master of Business Administration (M.B.A.) degree in Finance and Global Management.