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Daniel Gut has extensive experience in the banking sector, currently serving as Leiter Credit Office at Raiffeisenbank Ettiswil since December 2015. Prior to this role, Daniel held positions at Valiant Bank AG, including Fachspezialist Kredit- und Risikomanagement and Teamleiter Kreditabwicklung from January 2011 to November 2015. Earlier experience includes a role as Teamleiter Front-Support Finanzieren at Migros Bank. Daniel's educational background includes a CAS in Immobilienbewertung from Lucerne University of Applied Sciences and Arts and a bank specialist qualification from KV Luzern/ Berufsakademie. Notably, Daniel has a strong focus on credit processes, regulatory compliance, team leadership, and the optimization of banking operations.