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Kate Cleavely has extensive experience in the financial services industry, starting as a Senior Accommodation Officer at The Court Service in 1998. Kate later moved on to roles such as Commercial Manager at Adpads Ltd and Secured Loans Underwriter at CAPITAL ONE HOMEOWNER LOANS LIMITED. In 2010, they became the Head of Corporate Development at Monevo and later at Quint Group Ltd, where they took on the role of Digital Operations Director, responsible for leading the Credit Intelligence business and delivering digital product strategy. Kate also worked as a Commercial Director at Acquired Payments, specializing in tailored payments solutions for financial services businesses.

Kate Cleavely attended Glossopdale Community College from 1992 to 1996. Kate then studied Business Studies at Marple Ridge College from 1996 to 1998. Later, they pursued Business at Tameside College from 2002 to 2004.