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Motaz Lotfy has a diverse work experience in the telecommunications and financial technology industry. Motaz co-founded Paynas in 2020 and holds the position of Co-Founder & CCO. Prior to this, they served as the Chief Commercial Officer (CCO) at Raseedy from December 2018 to March 2020. Motaz also worked at Vodafone as a Product Development Team Leader for Vodafone Cash from December 2017 to December 2018. Before that, they held a position as a Digital Mobile Solutions Officer at CIB Egypt from February 2017 to December 2017. Motaz Lotfy's earlier experience includes working as a Payment Solutions Senior Specialist at Etisalat Misr from November 2013 to January 2017.

Motaz Lotfy completed their Bachelor of Arts (BA) in Business Administration and Management, General from The American University in Cairo from 2009 to 2013. Prior to that, they attended Collège de la Sainte Famille from 1996 to 2009, although no specific degree or field of study is mentioned for that period.