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Atif Kauser currently serves as the Chief Risk Officer at Parwaaz Financial Services Ltd since August 2023, overseeing Enterprise Risk Management and Compliance functions, and acting as Secretary to the Board Risk Management Company. Prior to this role, Atif held several key positions at Silkbank Limited from July 2008 to August 2023, including Chief Risk Officer and Secretary to the Risk Committee of the Board. Additional experience includes roles at ABN AMRO Bank Pakistan, Prime Bank Limited, MCB Bank Limited, and Union Bank Limited, where Atif focused on various aspects of risk management and credit analysis. Atif holds a Master's degree in Public Administration from the Institute of Administrative Sciences, University of the Punjab, and a Master's degree in Business Administration from the University Of Central Punjab.