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Swaminath Nagarajan began their work experience at Axis Bank in 2000, where they served as an Executive until 2002. Swaminath then joined J.P. Morgan in 2004, working as an Analyst until 2007. From 2007 to 2011, Swaminath worked at BNY Mellon as a Senior Performance Analyst. In 2011, they joined Citi, where they held various positions including Regional Product Manager, Business Unit Manager, and eventually became the Head of Data, Investment Analytics & ESG, Asia Pacific. In 2022, Swaminath joined New Forests as the Global Head of Investment Analytics.

Swaminath Nagarajan attended Western Sydney University in 2003, although no specific degree or field of study is mentioned. From 1996 to 1999, they studied at The Maharaja Sayajirao University of Baroda where they earned a Bachelor of Commerce (BCom) degree with a focus on accounting. Furthermore, they enrolled in the CPA Australia Program and the Institute of Chartered Accountants of India, but the exact years and details are not provided.