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Abhishek R has extensive experience in credit underwriting and risk management, having worked in various leadership roles in prominent financial institutions such as MyShubhLife, Varthana, RBL Bank, Dhanlaxmi Bank Limited, Barclays Investment Bank, HSBC, and Citi. With a background in engineering and an MBA in International Business, Abhishek R has developed a strong skill set in credit analysis, underwriting, and team management. Currently serving as the Chief Risk Officer at MyShubhLife, Abhishek R plays a crucial role in enabling access to credit for underserved market segments through data sciences and AI-based credit scoring algorithms.