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Joseph T. Montero has over 20 years of experience in the banking and finance industry. Joseph T. began their career in 1987 as Director de Division at Bankinter. In 1997, they moved to Argentaria Corporacion Bancaria Española as Subdirector General. Joseph T. was then appointed Deputy General Manager at BBVA in 1999 and simultaneously served as Member Board of Directors at Banco UNO-e. In 2000, they became CEO of Universia España and Deputy General Manager at Banco Santander. Joseph T. then founded Monty Global Payments S.A.U. in 2003 and served as its CEO.

Joseph T. Montero completed a High School degree from Colegio del Pilar, Madrid in 1976. Joseph T. then attended the University of Maryland from 1982 to 1984, where they earned a BS in Computer Science. In 1998, they completed a PMD from Harvard Business School in Business.