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Hilman Palaon is a Research Fellow at Lowy Institute, focusing on Digital Economy at the Indo-Pacific Development Centre. Their professional background includes roles such as Faculty Member and Lecturer at Institut Teknologi Bandung, Vice President of Financial Services and Inclusion at Gojek, and experience in advising on digital inclusion and financial services at various organizations. They hold a Doctor of Philosophy (PhD) in Management Science from Institut Teknologi Bandung and have studied international marketing, global management, process engineering, and energy technology.