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Badal Malick is the Co-founder and Chief Business Officer at KarmaLifeAI, where Badal focuses on building an integrated financial solution for India's vulnerable employment sectors. Badal has a background in digital finance, inclusive payment partnerships, and strategic advisory roles in various organizations like Ashoka University, LEAD @ KREA University, and the National Payments Corporation Of India. With experience in leadership positions at Snapdeal, Intuit, and McKinsey & Company, Badal brings expertise in business strategy, product management, and ecosystem development. Badal holds an MBA from Yale School of Management and has degrees in International Economics and Economics/Physics.