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Chris Garrido is an accomplished executive with extensive experience in the financial services industry. Currently serving as Chief Executive Officer at HorsePower Financial Services since October 2020, Chris previously held positions as President at SmartPay Leasing and TEMPOE, where the focus was on enhancing consumer access to financial products and services. Chris's career includes significant leadership roles, such as Regional Vice President at Allied Holdings LLC and ACE Cash Express, where full P&L responsibility and operational oversight were key responsibilities. Experience also includes founding ZEC Financial, LLC, and establishing a Financial Services Division at Rent-A-Center, demonstrating a consistent track record of driving growth and operational excellence across various organizations.