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Cindy Turnbull is a seasoned accounting professional with extensive experience in financial management and analysis. Currently serving as a Senior Accounting Analyst at Heartland Bank and Trust Company since February 2023, Cindy previously held the position of Finance Manager at Town and Country Bank for over 25 years. Throughout this tenure, responsibilities included budgeting and forecasting, asset/liability management, interest rate pricing, and board reporting, along with variance analysis and reconciliations. Earlier in Cindy's career, from September 1990 to September 1997, the role of Data Processing Specialist was held at Williamsville State Bank and Trust.