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José Luis Goncalves Ponce is a Vice President/Premier International Banker at Grove Bank & Trust, with a strong background in international banking and relationship management. He has successfully developed portfolios, captured new banking relationships, and cross-sold banking products and services to clients. With experience in various banking roles at companies like BanescoUSA and Citibank N.A, José Luis has a proven track record of driving growth and managing large customer portfolios. He holds a Bachelor's degree in Economy from Universidad 'Santa María'.