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Joshua Bay has extensive experience in portfolio management, research, and strategy. Joshua has worked at companies like GIC, Sunsuper, Goldman Sachs, UBS Investment Bank, and Citi. Joshua also has a background in the Singapore Armed Forces. Joshua holds a Master of Philosophy in Finance from UNSW, along with a Bachelor of Commerce in Finance Honours. Joshua's expertise lies in multi-asset strategies, global macro analysis, and systematic asset allocation research. Joshua has a strong background in portfolio analytics, risk management, and investment strategy.