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Kelly Garmon, Ph.D. has over two decades of experience in branding, marketing, business development, and product management within the credit union industry. Currently serving as the Executive Vice President at Georgia's Own Credit Union, Kelly has a strong background in digital channels, sales & service, and foundation development. Prior to their current role, Kelly held positions at Georgia Credit Union Affiliates and LGE Community Credit Union. Kelly's academic background includes a Ph.D. in Organizational Leadership from Regent University, an MBA from Brenau University, and a Bachelor's degree in Political Science and Government from The University of Georgia.