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Joao Monteiro is the Founder of CarteiraX, a fintech investment settlement bank focusing on innovative technology solutions for financial products and services to revolutionize the industry. With over 20 years of experience, Joao also founded 4xc.com, a platform for trading success, and Geomatrix Holdings, providing digital solutions for business strategy consulting and advertising. Prior to their entrepreneurial ventures, Joao held executive and managerial roles in various financial and trading companies. Joao has a Master of Business Administration from Universidade Portucalense and holds a Cysec Advanced Certificate in Financial Planning and Services from The Chartered Institute for Securities & Investment.