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Spencer R. is a seasoned professional in the banking sector with extensive experience in commercial portfolio management. Currently serving as a Senior Commercial Portfolio Manager at Fortis Bank since October 2024, Spencer has previously held significant roles at NBH Bank as Vice President, Commercial Practice Finance Portfolio Manager, and at Zions Bank where titles included Vice President Commercial Banking Team Leader & Portfolio Manager. Prior experience includes positions at U.S. Bank and KeyBank, highlighting a strong foundation in commercial banking and credit analysis. Spencer R. earned a Bachelor of Science degree in Economics from Brigham Young University in December 2012.