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Richard Chávez has worked as a Vice President - Commercial Lending at Enterprise Bank (Enterprise Bancorp) since July 1999. Richard also served as a Board Member at Lowell Community Charter Public School from 1999 to 2004. Prior to that, they worked as a Senior Credit Analyst at First Essex Bank from May 1996 to July 1999.

Richard Chávez attended the University of Massachusetts Lowell from 1987 to 1994. During this time, they pursued a Bachelor of Arts or Bachelor of Science degree in Finance and Economics.