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Luke Ralphs has extensive work experience in the banking and financial services industry. Luke is currently the Vice President of IT Enterprise Services at First Hawaiian Bank since May 2022. Prior to that, they held multiple roles at Zions Bancorporation from 2014 to 2022, including Vice President of Project Portfolio Risk Management and Vice President of Project Management. From 2005 to 2014, Luke worked at Discover Financial Services as a Senior Project Manager in Business Technology. Luke started their career at Comcast in 2003 as a Presentation Tier Lead for Vehix.com.

Luke Ralphs obtained a Master's degree in Business Administration, with a focus on Finance and International Business, from the University of Utah, between 2005 and 2007. Prior to that, they earned a Bachelor's degree in Business Information Systems from the University of Utah, although the specific years are not provided.