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Owen O Byrne is an experienced executive in the financial technology sector, currently serving as Chief Product Officer at Fire Financial Services since June 2012, a company regulated by the Central Bank of Ireland. Prior to this role, Owen held several significant positions at Realex Payments from January 2001 to March 2015, including Chief Product Architect, where contributions were made to processing over €20 billion annually for 12,000 clients across Europe. Early career roles included Head of Product Strategy, Product Analyst at Realex Payments, Contract Web Developer at Volta Digital Media, and Web Developer at Ulster Bank. Owen holds a BA Mod in Theoretical Physics from Trinity College Dublin and a Certificate in Business Analysis from the National College of Ireland.