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Philippe CHANAL is an accomplished procurement expert with extensive experience in the fields of IT and energy. Currently serving as Expert Achats and Adjoint au Directeur des Achats at Fédération Nationale du Crédit Agricole since 2006, Philippe specializes in energy and electronic payment systems. Prior roles include Responsable Achats Prestations et IT at Allianz Insurance, focusing on IT services and consultancy, and Responsable Achats IT at Giat Industries, where procurement covered large systems and specialized software. Philippe holds an engineering degree in Computer Automatic Telecom from Centrale Lyon and a Master's in Sciences and Techniques in Computer Science, Electronics, and Automation from Université Jean Monnet Saint-Etienne.