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Mr. Mainker is a globally experienced leader in Risk Management, Operations, Data Science, and Technology. An early proponent of Digital Transformation, Praful enhanced compliance operations for Home Lending, Card and Digital businesses at JPMorgan Chase by leveraging Artificial Intelligence, Automation and Visual Analytics techniques resulting in identification of several critical operational opportunities for improvement. As Sr. Director of Regulatory Risk Management, he transformed AML, Fraud and BSA programs to resolve a Deferred Prosecution Agreement (DPA) with the Department of Justice. While SVP, Operational Risk Management at Citigroup (Mortgage), Praful shepherded the vast organization through the Mortgage Consent Order (MCO) issued by the Office of the US Comptroller of Currency (OCC) and the US Federal Reserve Board (FRB). While at Capital One Financial Services, Praful led the merger of Mortgage Operations acquired from Chevy Chase, Hibernia and North Fork Banks. Praful also strengthened Auto Finance business by implementing significant technology infrastructure upgrades, as well as establishing a new Auto Buying Program.