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Matt Clements is an experienced finance professional currently serving as the EU Risk Reporting Manager at Elavon Financial Services DAC since September 2007, where responsibilities include driving business intelligence through SQL, Power BI, and other tools, and identifying at-risk customers within the portfolio. Previously held roles at Elavon include Corporate Credit Manager, overseeing a portfolio exceeding 1 billion EUR in contingent risk, and Corporate Credit Analyst, focusing on risk assessments and credit recommendations. Prior experience includes credit analysis at Barclaycard, fraud analysis at Banco Santander, and NatWest. Matt holds a Bachelor's degree in Graphic Design from The University of Bolton.