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Francis Xavier V has extensive experience in the banking sector, currently serving as the Regional Head for the Western Region of Tamilnadu at India Post Payments Bank since February 2018, following a role as Senior Branch Head. Previous positions include Branch Head at Axis Bank for the Victoria Road Branch in Tuticorin and Sr. Relationship Manager in NRI Banking. Additional experience encompasses roles as Team Manager for Employee Banking at Standard Chartered Bank, Area Sales Manager at Kotak Mahindra Bank, Corporate Sales Manager at HDFC Bank, and Territory Business Manager at Ceasefire Industries Ltd. Francis Xavier V holds an MBA in HR and Marketing from Bharath University, an M.A. in PM and IR from Alagappa University, a BSc in Physics from St. Xavier's College, and a PhD in Digital Banking from Manonmaniam Sundaranar University.