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Lars Pedersen is an experienced banking professional currently serving as the Head of Cards and Payment - Business Development at Sparebanken Sør since May 2001, where responsibilities include managing the bank's payment product portfolio and optimizing business value chains. Lars has held various managerial positions within Sparebanken Sør, including Group Leader of the corporate market and Regional Bank Manager for Vest-Agder County. Additionally, involvement as a board member at EedenBull AS and ABCenter Kristiansand AS highlights a commitment to corporate governance. Lars's earlier career includes experience as an auditor and business consultant at PricewaterhouseCoopers, customer support at Nordea, and military service with the United Nations and the Norwegian Armed Forces. Lars holds a degree in Economics and Business Administration from the Norwegian School of Economics and has pursued various certifications in project management, coaching, and information systems auditing.