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James Kershaw is an experienced professional in the financial and consulting sectors, currently serving as Partner at Digital Works Group (UK) since December 2021, where the focus is on facilitating transformative change through digitalisation. Prior to this role, James held prominent positions including Managing Director at JK Consulting from November 2014 to November 2021, and Head of Retail Products at Banco Santander between January 2013 and October 2014. Additional experience includes leadership roles at Santander Cards UK Limited as Head of Products & Portfolio and Commercial Director, as well as Senior Manager positions at GE Capital and Lloyds Banking Group. James began a career in business development at Barclaycard after earning a degree from the University of Birmingham from 1996 to 1999.