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Jose Henrique Xavier currently serves as the Financial Planning Coordinator at Credsystem since January 2024. Prior to this role, Jose held various positions at Lojas Marisa, progressing from Financial Planning and Control Analyst to Financial Planning Specialist, where responsibilities included financial reporting and analysis. Experience also includes a tenure at Fundação CSN as an Economic Financial Analyst and at Assaí Atacadista as a Senior Financial Analyst. Early career roles included budgeting and administrative support at Marisa Lojas S/A. Jose holds a Bachelor's degree in Administration from Universidade Nove de Julho and additional qualifications in English and Web Design.