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Luz Morales is an experienced professional with a long-standing career in the insurance industry. Currently serving as a Representante Autorizado at COSVI since April 1998, Luz has developed significant expertise over the years. Prior to this role, Luz worked as an Agente de seguros at Atlactic Southern Ins from March 1993 to September 1997. Luz holds a degree from the University of Puerto Rico (UPR).