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Tessie Osmena has a diverse work experience spanning over several decades. Tessie began their career at CMSC (Costa Mesa Service Center) in 1989 as a Senior Manager, Compliance and Standards. Tessie then moved on to AFSA Data Corp in 1992, where they served as a Director for ten years. In 2002, Tessie joined Affiliated Computer Services as Vice President, Business Development, where they worked until 2006. Following that, they joined College Loan Corporation in the same year, initially as Senior Vice President, Compliance, later becoming Chief Compliance Officer in 2014.

Tessie Osmena attended Assumption College, where they pursued a Bachelor of Arts degree in Business Administration. No specific start or end year was provided for their education at this institution.