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Pam Hinrichs is an experienced professional in the mortgage and real estate industries, currently serving as a Senior Loan Processor at Homeowners Financial Group USA, LLC since September 2021. With a career spanning over two decades, Pam has held positions such as Mortgage Loan Specialist at Cal Coast Financial, where responsibilities included assembling loan packages for underwriting and ensuring high-quality customer service. Previous roles encompass Senior Loan Processor at New American Funding and Atlantic Home Loans, as well as Vice President of Operations at Realty World Northern California & Nevada. Pam's educational background includes a Bachelor’s degree in Business Administration from the University of San Diego and an Associate’s degree in Accounting from Colorado Mesa University.