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Luca Rizzo is a seasoned finance professional currently serving as a Senior Credit Risk Analyst at BPER Banca since March 2018. Prior experience includes roles as an IFRS9 Business Analyst and Functional Analyst for Internal Credit Risk at UniCredit, where responsibilities encompassed developing reporting requirements and validating advanced risk models under Basel II and III frameworks. Earlier in the career, Luca held a position as a Financial Analyst at Telecom Italia. Educational credentials include a Master's degree in Economics of Financial Markets and Intermediaries and a Bachelor's degree in Economic Sciences, both obtained from the University of Rome Tor Vergata.