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Shanna Montoya is an experienced professional in market and credit risk analysis, currently serving as a Senior Market & Credit Risk Analyst and previously as a Senior Business Analyst at Pacific Life since December 2005. Prior experience includes roles as a Business Analyst at ZCSterling from 2001 to 2005, a Business Systems Analyst at Yum! Brands from 1997 to 2001, an Application Analyst at The Geneva Companies between 1994 and 1997, and an Administrative Manager at Micro Rent Corporation from 1986 to 1991. Shanna Montoya holds a Bachelor of Arts degree in Spanish and Information Systems from San Diego State University, earned between 1981 and 1985.