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Alex Arden is currently working as a Credit Risk Modelling and Strategy Manager at BAWAG Group since June 2019. Prior to this, Alex held various positions at Vanquis Bank from July 2015 to June 2019, including Senior Analyst in Credit Risk Management and Decision Science. With a background in Financial Mathematics from the University of Surrey, Alex also has experience as an Assistant Client Accountant in Corporate Real Estate at Rapleys. Alex has advanced skills in SAS, SQL, and decision tree analysis, and has a proven track record of building scorecards for multiple uses and developing risk and response based marketing models.