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The Risk Management and Compliance team at BAWAG Group is responsible for identifying, assessing, and mitigating risks across the organization to ensure regulatory compliance and safeguard the bank's assets. This team develops and implements risk modeling strategies, oversees credit and liquidity risk, conducts stress testing, and ensures adherence to anti-money laundering (AML) and know-your-customer (KYC) regulations. By integrating risk management practices with business operations, they play a crucial role in maintaining the bank's financial stability and reputation.