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A native of Brandon, Spencer is a graduate of both Mississippi State University and Millsaps College where he earned a bachelor’s degree and a master’s degree in business administration, focusing on finance, marketing and economics. Spencer graduated Summa Cum Laude from Mississippi State University and has more than 6 years of banking and financial analysis experience. He is a CFA charterholder and a member of the CFA Institute and CFA Society of Mississippi. In the community, he is involved with the Phoenix Club of Jackson and is a board member for the Boys and Girls Clubs of Central Mississippi.